DCB Enhanced Business Checking
The checking account that keeps pace with your success.
They’re the earmarks of business growth: expanded staff, larger warehouse, new territories. Hand-in-hand with such characteristics is a checking account that does more—and more is what you get from Enhanced Business Checking. Chief among its features is access to treasury management products that help maximize productivity and simplify daily operations.
Download our Business Banking switch kit and accelerate your transition to Desert Community Bank.
KEY ACCOUNT FEATURES:
- No fee to process as many as 400 transactions per month1
- Three ways to waive monthly maitenance fee
- Leverage online banking and bill payment for your business
- Request an ATM/Visa® debit card to help manage cash and payment needs2
- Access to more than 55,000 Allpoint ATMs around the world at no charge3
- No fees on cash deposits of up to $25,000 per month4
- Receive one incoming domestic wire each month for free
- Access 24-hour telephone banking to transfer funds, monitor balances, track recent transactions, and make stop payments: (760) 243-2140
- Track vital banking activity with monthly electronic account statements
- Protect your deposits with FDIC insurance5
MAINTENANCE FEE:
$15
OR NO MONTHLY MAINTENANCE FEE WITH:
$5,000 average daily collected balance.
OR NO MONTHLY MAINTENANCE FEE WITH:
$15,000 combined average daily collected balance in your linked Desert Community Bank accounts.6
OR NO MONTHLY MAINTENANCE FEE WITH:
An active Merchant Services account with $5,000 in net deposits per month.7
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$100 minimum to open account.
1Monthly transactions allowance at no charge include checks paid, items deposited, deposit ticket, and ACH debits and credits ($.50 per transaction over 400).
2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A Inc.
3Currency conversion fee may apply to transactions outside the U.S.
4$.20 per $100 for amounts over $25,000.
5FDIC insurance is up to the amount permitted by law.
6Includes checking, savings, money market or certificate of deposit with the same tax identification number.
7Flagstar Merchant Services are powered by First Data Merchant Services, LLC, and its affiliates, including Clover Network, LLC. Merchant processing services are provided by First Data Services, LLC.