Business Credit Cards
Business credit cards from Desert Community Bank combine the features you need and the rewards everyone loves. With free employee cards, EMV smart chip technology that helps keep your data safe, and travel and emergency assistance from anywhere in the world, our cards can power and protect your company.
Types of business credit cards:
Business Edition® Visa® Card with Reward Simplicity
- Unlimited 1.5% Cash Back2 on every purchase. Every day. No categories to keep track of.
- Receive an ultra-low introductory APR on purchases and balance transfers.
- 3,000 Bonus Points when you spend $600 within the first 3 billing cycles after the account is opened.2 (Points will be awarded 6-8 weeks after qualifying.)
- Redeem for cash back, gift cards, travel or merchandise.2
- No annual fee1
Business Edition® Secured Visa® Card
The Business Edition® Secured Card offers many benefits to help you build your business.
- Request your own credit limit by providing a single deposit between $2,000 and $100,000 (multiples of $50) when you apply, subject to credit approval.
- Reward yourself with interest earned on your security deposit.3
- Low $39 annual fee1
Both Business credit cards help you separate your business and personal expenses while you enjoy:
Contactless technology for touch-free payments
Free 24/7 online access for managing your account. Your Authorized Company Representative can view transaction activity and history, pay your bill, set up your alerts and more.
Free management reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.
Cash flow management with the flexibility to cover the cost of supplies, equipment, travel and more
Accessing your business credit card account online
Simply access your account by clicking one of the links below.
For credit card applications submitted
before August 28, 2023
Need to confirm your card issuer? Please see back of your card.
The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.
For credit cards applications submitted
after August 28, 2023
Need to confirm your card issuer? Please see back of your card.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
Online account access for your credit card provides you the quickest and easiest way to:
- Activate your credit card
- Make payments
- Transfer balances
- Request Credit Limit Increases
- View statements
- …and much more
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Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms provided at time of application.
2See the Rewards Terms and Conditions in the Summary of Credit Terms available when you apply for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.
3See the Deposit Agreement available when you apply for details.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.