Business Loans
Loans that empower your vision.
The difference between possessing a vision for your business and making that vision a reality can come down to having the necessary capital. The right loan from Desert Community Bank can eliminate that difference.
KEY BENEFITS:
- Provides access to loans starting at $25,000
- Offers fixed or floating interest rates
- Available for purchase or refinance
- Accepts an array of collateral, including accounts receivable, inventory, machinery and equipment, real estate, marketable securities, cash, and/or certificates of deposit
- Allows for up to five year amortization, and seven years in select circumstances
- Includes principal and interest in repayment terms
- Fees, such as application fee, origination fee, annual fee, and/or out of pocket costs may apply
CALL (760) 243-2140 TO GET STARTED
PROGRAM ELIGIBILITY REQUIRES A BUSINESS TO:
- Meet lending requirements and receive credit approval
- Have two years of successive operation
- Establish appropriate business and personal credit history
- Report no bankruptcies, business or personal
- Show profitability and cash flow that meets its new and current financial obligations
- Generate enough revenue to avoid reliance on investment income
TO OPEN AN ACCOUNT:
1. Download and complete the application for a business loan
2. Apply at your local Desert Community Bank branch
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Loans and lines of credit are subject to credit review and approval and underwriting terms and conditions. Loan repayment via automatic debit from a Flagstar checking account is required for all loans. Established credit criteria must be met. Apply at your local Desert Community Bank branch. Fees may include a set-up fee, annual fee, and out-of-pocket costs.