Commercial Mortgage
A host of options for financing your commercial properties.
Businesses interested in purchasing, refinancing, or renovating owner-occupied properties have mortgage options available through Desert Community Bank. Working with us will provide you the solutions you deserve.Businesses interested in purchasing, refinancing, or renovating owner-occupied properties have mortgage options available through Desert Community Bank. Working with us will provide you the solutions you deserve.
KEY BENEFITS:
- Provides multiple maturities and rate options
- Enables you to make purchases or improvements, or refinance
- Allows as collateral owner-occupied commercial real estate
- Includes principal and interest in repayment terms
- Offers fixed or floating interest rates
- Fees may include an application fee, origination fee, annual fee, and/or out-of-pocket costs
CALL (760) 243-2140 TO GET STARTED
PROGRAM ELIGIBILITY REQUIRES A BUSINESS TO:
- Meet lending requirements and receive credit approval
- Have two years of successive operation
- Establish appropriate business and personal credit history
- Report no bankruptcies, business or personal
- Show profitability and cash flow that meets its new and current financial obligations
- Generate enough revenue to avoid reliance on investment income
TO OPEN AN ACCOUNT:
- Download and complete the application for a business loan
- Apply at your local Desert Community Bank branch
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Loans and lines of credit are subject to credit review and approval and underwriting terms and conditions. Loan repayment via automatic debit from a Flagstar checking account is required for all loans. Established credit criteria must be met. Apply at your local Desert Community Bank branch. Fees may include a set-up fee, annual fee, and out-of-pocket costs.