DCB Business Money Market Account
A money market account to meet your business’s specific needs.
Desert Community Bank’s Business Money Market Account is for businesses looking to balance limited transaction capabilities with interest earning performance. It’s a great way to let excess liquidity earn a competitive interest rate for your business.
BENEFITS:
- Minimum opening deposit $50
- Write up to six checks per month1
- Interest is credited monthly
- Access to business online banking
- Visa® debit/ATM card2
- Free access to a network of over 55,000 Allpoint ATMs worldwide3
- 24-hour telephone banking at (760) 243-2140 that allows you to transfer funds, monitor balances, track recent transactions, and make stop payment
- FDIC-insured account4
MONTHLY MAINTENANCE FEE:
$6
OR NO MONTHLY MAINTENANCE FEE WITH:
An average daily collected balance of $5,000
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1Transaction Limitations—An unlimited number of deposits or withdrawals are permitted in person, by mail, or ATM to the extent that these services are available with your account. By federal regulation, not more than six preauthorized, automatic, online, or telephone transfers or withdrawals or check or debit (also known as point of sale [POS]) withdrawals are permitted per calendar month. If you go over these limits, we may either charge your account, close your account, or end your right to withdraw or transfer money from your account by telephone or online transfer, check, debit card, automatic withdrawal, or transfers, and preauthorized withdrawal. We may also refuse to permit withdrawals or transfers that go over these limits and may charge you for requesting such withdrawals or transfers.
Fees—An excess preauthorized withdrawal fee of $10 may be charged for each preauthorized, automatic, online, or telephone transfer or withdrawal or check or POS withdrawal in excess of six during a calendar month.
2This debit card is issued by Desert Community Bank, a division of Flagstar Bank pursuant to a license from Visa U.S.A. Inc.
3Currency conversion fee may apply to transactions outside the U.S.
4FDIC insurance is up to the amount permitted by law.