DCB Business Money Market Account

¹Transaction Limitations—An unlimited number of deposits or withdrawals are permitted in person, by mail, or ATM to the extent that these services are available with your account. By federal regulation, not more than six preauthorized, automatic, online, or telephone transfers or withdrawals or check or debit (also known as point of sale [POS]) withdrawals are permitted per calendar month. If you go over these limits, we may either charge your account, close your account, or end your right to withdraw or transfer money from your account by telephone or online transfer, check, debit card, automatic withdrawal, or transfers, and preauthorized withdrawal. We may also refuse to permit withdrawals or transfers that go over these limits and may charge you for requesting such withdrawals or transfers.

Fees—An excess preauthorized withdrawal fee of $10 may be charged for each preauthorized, automatic, online, or telephone transfer or withdrawal or check or POS withdrawal in excess of six during a calendar month.

²This debit card is issued by Desert Community Bank, a division of Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

³Currency conversion fee may apply to transactions outside the U.S.

⁴FDIC insurance is up to the amount permitted by law.