Savings Accounts
Whatever your savings goals, Desert Community Bank has the product for you. From tried-and-true savings accounts to ones specifically designed for teens and seniors, the next big step in your financial life begins here.
Find your new savings account from the selection below.
This savings account features added benefits, such as tiered rates. The higher your balance, the higher your rate.
The fee-free savings benefits you’ve earned. If you’re 55 or older, we let you control your money your way.
If you have $10,000 or more, this account provides a solid foundation to build your savings.
Raise money-wise kids by introducing them to real-world banking and finance.
A powerful ally in your quest to stay healthy. HSAs allow you to keep your money in the account—it won’t disappear at the end of the year—and accrue to help you address your healthcare needs whenever they arise.
All savings accounts come with:
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the Complete Disclosure Guide for additional details.
1Annual Percentage Yield (APY). Tier 1 $0 - $9,999.99, with an annual percentage yield of 0.01%. Tiers 2 - 6 $10,000.00 - $500,000.00+, with an annual percentage yield of 0.15% APY is accurate as of January 11, 2021 on DCB Foundation Savings accounts. The interest rate(s) and annual percentage yield(s) may change at any time after the account is opened. Funds currently deposited in accounts at Desert Community Bank are not eligible for the promotional interest rate. A maintenance service charge of $15 will be imposed every month if the average daily collected balance in the account falls below $10,000. This charge may be waived if the account is linked to any Desert Community Bank personal checking account. Not available for business or public units. No minimum opening deposit required; however, there must be a new money deposit of $10,000 to qualify for the 0.15% APY. This offer cannot be combined with any other bonus or promotional offers. Fees could reduce earnings. Personal accounts only. Area restrictions may apply.
2Not all devices supported. Mobile Deposit is available for eligible personal and business checking and savings account customers only. CD customers may view their balance and account activity only. Must be an active online banking user.
3Currency conversion fee may apply to transactions outside the U.S.
4This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A Inc.