Auto Loans
We’re driven to get you moving.
For many people, having a car means having independence. It means being able to go where you want when you want—work, school, or simply the open road. Desert Community Bank’s auto loan solutions can help you purchase a new or used car and even refinance your current loan. Because you’re a person on the go.
FEATURES YOU'LL LOVE:
- 0.25% rate reduction for qualified customers1
- 0.25% rate reduction when payments are automatically made from a Desert Community Bank deposit account2
- Maximize your loan with our competitive interest rates
- Receive no prepayment penalties
- Breathe easy with our simple loan application
- Receive a loan of up to 110% of the car’s value if you qualify
- Enjoy low fixed rates
- Take advantage of a variety of loan terms
You’ll need to meet the following requirements to qualify for auto financing:
- Be 18 years or older
- Be a U.S. citizen or permanent resident alien
- Be a resident of California
- Available for individual borrowers only. Other restrictions and underwriting conditions may apply
FAQs
There are two convenient ways to apply:
- Call or visit any Desert Community Bank branch
- Call (760) 243-2140 toll free
Please see NADA Auto Pricing.
Yes. Take advantage of Desert Community Bank's competitive rates and save.
Loans are available for new or used cars, light trucks, SUVs and mini-vans. Used vehicles must be seven model years old or newer. We do not offer auto loans for classic vehicles or tractor-trailers.
- ID Verification
- Income verification
- Signed purchase agreement (if applicable)
- Copy of title (if private seller)
- Proof of insurance
At a local branch. We make it easy to find a branch near you and to schedule an appointment with a Desert Community Bank representative.
The funds will be available at the time of closing.
Please see Privacy Notice.
You may also be interested in:
$100 origination fee.
Programs subject to change without notice. Underwriting terms and conditions apply.
1Requires a Desert Community Bank checking, savings, CD, or money market account. Must be established and selected before loan approval.
2Subject to loan approval. Excludes mortgages. Automatic payments must be established and elected at time of application. Subject to change at any time.