Certificates of Deposit
We have a savings strategy certified to meet your unique needs. Our certificates of deposit (CD) options work for you whether you’re interested in a short-term tactic or looking to play the long game.
Find the right account for your needs.
Boost your savings with a 13-month CD that offers higher yields than most savings accounts.
These certificates of deposit offer an effective, low-risk form of investment. Select terms from 30 days to 24 months.
If you’re 55 or older, you can receive a preferred interest rate as part of this low-risk investment tactic. Select terms from 30 days to 24 months.
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1Annual Percentage Yield (APY). 4.00% APY 13-month CD is accurate as of 6/1/2023. Fees could reduce earnings. Withdrawals may result in imposition of applicable early withdrawal penalties. $500 minimum opening deposit required. Maximum online opening deposit is $110,000. Please visit your local branch to open an account greater than $110,000. Funds currently deposited in accounts at Desert Community Bank are not eligible for the promotional interest rate. Additional deposits not allowed during CD term. At the time of renewal, account will move to a 12-month CD at the current posted rate. Not available for public units. Certain restrictions may apply. Offer subject to change or cancellation at any time without notice. Cannot be combined with any other CD offer. Please contact your local Desert Community Bank branch for more information. Personal accounts only. Limited time offer. Area restrictions may apply.
Please see the Complete Disclosure Guide for additional details.