DCB SimplyOne
Account simplicity, refined
The account that works with you to keep fees low and overdraft risks minimal. This is achieved, in part, by eliminating the hassle of dealing with checks. This “checkless” approach is ideal for preventing overdraft situations caused by a forgotten check. It’s so effective that you will never be assessed a Non-Sufficient Funds fee with this account.

SimplyOne Checking has earned Bank On certification by meeting criteria set by the Cities for Financial Empowerment Fund. We’re proud to make banking accessible to more people in the community.
KEY ACCOUNT FEATURES:
- Stay on top of revenue and expenses with online banking
- 0.25% rate reduction on personal loans, personal lines of credit, home equity lines of credit, and home equity loans, when payments are automatically made from this account.1
- Access 24-hour telephone banking to transfer funds, monitor balances, track recent transactions, and make stop payments: (760) 243-2140
- Free Visa® debit/ATM card2
- Protect your deposits with FDIC insurance3
MONTHLY SERVICE FEE:
$5.00
All checking accounts come with:
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the Complete Disclosure Guide for additional details.
This account does not earn interest. Minimum $1 deposit to open checking account. A maintenance service charge of $5 will be imposed every month. This fee cannot be waived. $1 fee per money order. Bounce Protection is not available with DCB SimplyOne accounts.
1Subject to loan approval. Excludes mortgages. Automatic payments must be established and elected at time of application. Subject to change at any time.
2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A Inc.
3FDIC insurance is up to the amount permitted by law.
4Not all devices supported. Available for eligible personal and business checking and savings account customers only. CD customers may view their balance and account activity only. Must be an active personal online banking user.
5Currency conversion fee may apply to transactions outside the U.S.