DCB Value Checking
Streamlined for speed.
The shortest distance between two points is a straight line—and Desert Community Bank’s Value Checking is the straight line between you and checking account simplicity. It’s the ideal solution if you maintain lower balances and don’t expect to earn interest.
Despite its simplicity, though, DCB Value Checking packs a lot of banking power.
KEY ACCOUNT FEATURES:
- Open an account with only a $100 deposit
- 0.25% rate reduction on home equity lines of credit when payments are automatically made from this account1
- 0.25% rate reduction on personal loans, personal lines of credit, and home equity loans, when payments are automatically made from this account.1
- Receive a Visa® debit/ATM card to help manage cash and payment needs2
- Access 24-hour telephone banking to transfer funds, monitor balances, track recent transactions, and make stop payments: (760) 243-2140
- Protect your deposits with FDIC insurance3
MONTHLY SERVICE FEE:
$5.00
OR NO MONTHLY SERVICE FEE:
With an average daily Collected Balance of $1,500
OR NO MONTHLY SERVICE FEE:
With a combined average daily Collected Balance of $5,000 or more in a combination of qualifying Desert Community Bank personal deposit accounts
All checking accounts come with:
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We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the Complete Disclosure Guide for additional details.
1Subject to loan approval. Excludes mortgages. Automatic payments must be established and elected at time of application. Subject to change at any time.
2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A Inc.
3FDIC insurance is up to the amount permitted by law.
4Not all devices may be supported. Customer eligibility required. Must be an active personal online banking user. Must be customer for a minimum of two business days. Accounts must be in good standing.
5Currency conversion fee may apply to transactions outside the U.S.