Credit Cards
Your new credit card is available at Desert Community Bank. If you're looking for cash back, reward points, or an extended introductory rate, you're in the right place.
Types of credit cards:
2% Cash Back Visa Signature® Card
Earn Unlimited Cash Back1 on Purchases
- Unlimited 2% Cash Back1 on purchases simply, everywhere you shop.
- Automatically redeem your rewards into your checking or savings account with ACH Deposit.1
- Cash Back rewards earned are good for 3 years before they expire.1
Maximum Rewards® Visa Signature® Card
Everything you want all in one card - rewards, a low intro and bonus offer
- Unlimited 1.5% Cash Back1 on every purchase. Every day. No categories to keep track of.
- Receive an ultra-low introductory APR on purchases and balance transfers.
- Plus, a $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.1 (Points will be awarded 6-8 weeks after qualifying.)
- Redeem for cash back, gift cards, travel or merchandise.1
Secured Visa® Card
Establish or Improve Your Credit
- Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
- Enjoy the rewards of established or improved credit. You may be able to get your deposit back in as little as 11 months when you maintain a good payment history. Subject to credit approval.
- Plus, qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.
All cards offer you:

Contactless technology for touch-free payments

Free access to your FICO® Score, anytime, anywhere

Online and mobile account access

Fraud protection - we monitor your account and alert you of any suspicious activity
Already have a DCB Visa® Credit Card?
Simply access your account by clicking one of the links below.
For credit card applications submitted
before August 28, 2023
Need to confirm your card issuer? Please see back of your card.
The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.
For credit cards applications submitted
after August 28, 2023
Need to confirm your card issuer? Please see back of your card.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
Online account access for your credit card provides you the quickest and easiest way to:
- Activate your credit card
- Make payments
- Transfer balances
- Request Credit Limit Increases
- View statements
- …and much more
You may also be interested in:
Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.