Far more convenient and secure than cash.

Whether you’re shopping in a store, online, within an app, or paying your bills, the Desert Community Bank Visa® Debit Card¹ is a way to pay safely and with confidence. Your card is accepted virtually everywhere—plus you can access your money for free at over 56,000 Allpoint and Presto ATMs worldwide.²

Don’t have a Desert Community Bank Debit Card?

Stop by your nearest branch to apply for a checking account.

Mobile wallets

With Apple Pay®, Google Pay™, or Samsung Pay®, you can actually pay without reaching for your wallet. Simply tap your phone or smart watch on a compatible terminal or verify your online purchases within an app to make a payment. It's more secure then using your chip cards, too. And because your account information is safely encrypted within your mobile device, it's actually more secure than swiping your card. Thanks to end-to-end encryption, you'll never risk exposing your account information.

GETTING SET UP WITH MOBILE WALLETS:

Visa Checkout

This convenient, free service adds a whole new level of convenience and security to online shopping. Register your Desert Community Bank Visa Debit Card to make purchases without needing to store your account information on various sites. 

GETTING SET UP WITH VISA CHECKOUT:

• Visit dcbk.org/visacheckout.
• Enroll your Desert Community Bank Visa Debit Card by clicking the Enroll Now button.
• Shop from a growing list of participating online retailers. 
• Pay with a single login by clicking the Visa Checkout button and logging in.

Text message fraud alerts

Receive instant, real-time text notifications whenever anything suspicious occurs on your account. Our 24-hour monitoring system will alert you with a text message when suspected fraudulent charges are detected, allowing you to confirm or deny their legitimacy. If you already have your mobile on file with us, no action is required - you're automatically signed up for alerts. To add or update your mobile number, please contact Desert Community Bank Customer Service at (760) 243-2140 or visit a Desert Community Bank Branch.

If you don't have a mobile phone, we will send you a telephone or mailed fraud alert.

Secure chip card technology

Desert Community Bank Debit Cards feature EMV microchips which generate a one-time unique code whenever they’re used at a chip-enabled terminals, providing extra protection against fraud.

Visa’s Zero Liability protection⁵

You’re protected against unauthorized use of your card or account information if your card is stolen or lost.