Buying a Home
From first-time homebuyers to those considering a second home, Desert Community Bank has the options you deserve.
Types of mortgages
Our most popular home loan features a locked-in rate and consistent monthly payments. This loan is available with a variety of repayment terms. Once your initial rate expires, annual market conditions determine whether your rate increases or decreases.
CALL (760) 493-8977
TO GET STARTED
Get a fixed rate with this loan for 5, 7, or 10 years. Market conditions dictate whether the rate increases or decreases annually once the initial rate expires.
CALL (760) 493-8977
TO GET STARTED
Federal and state governments support these special home lending products, which offer significant savings to qualifying applicants.
CALL (760) 493-8977
TO GET STARTED
For higher-cost housing and unique situations, our jumbo mortgages and specialty loans are built to help you reach your goal.
CALL (760) 493-8977
TO GET STARTED
You may also be interested in:
A mortgage expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.
All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice. Some restrictions may apply.
1With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of the reset. Your variable rate can adjust annually for the remaining life of the loan. Your payment amount will vary based on any adjustment in the interest rate after the fixed-rate period.