Specialty Loans
High Balance
If you want to buy or refinance a home in an area designated as “high cost,” this could be the loan for you. Our High Balance mortgage starts at $510,400, and you can choose a fixed or adjustable interest rate.
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Multiple Property
Borrowers with 7 to 10 financed properties will appreciate this fully amortizing, conventional conforming first-lien mortgage loan program, which is available in fixed or adjustable rates.
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Jumbo Adjustable Rate1
Financing distinctive properties ranging from $510,401 to $3M? Then you’ll want to look at this adjustable-rate mortgage (ARM) product. ARM periods are available with an initial fixed rate of 5, 7, or 10 years. Desert Community Bank offers jumbo products that require a minimal down payment.2
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TO GET STARTED
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All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice. Some restrictions may apply.
1With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of the reset. Your variable rate can adjust annually for the remaining life of the loan. Your payment amount will vary based on any adjustment in the interest rate after the fixed-rate period.
2Generally, the smaller your down payment percentage, the higher your interest rate. A loan-to-value ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase