DCB Premier Savings
A traditional savings account with modern touches.
Desert Community Bank’s Premier Savings Accounts offer everything you want in a savings account—interest accrual, easy access to your funds—as well as ATM access, online banking, and more.
PREMIER SAVINGS ACCOUNTS:
- Can be opened with a low balance of $100
- Provide higher rates for higher balances with tiered interest rates
- Provide convenient access to funds
- Feature a variable interest rate that compounds daily but is credited monthly
- Offer 24-hour telephone banking at (760) 243-2140 that allows you to transfer funds, monitor balances, track recent transactions, and make stop payments
- 0.25% rate reduction on home equity lines of credit when payments are automatically made from this account1
SERVICE FEE:
$3 monthly service fee
OR NO MONTHLY SERVICE FEE WITH:
$300 monthly average daily Collected Balance
All savings accounts come with:
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INFORMATION TO NOTE:
Rate information — Your interest rate and annual percentage yield may change.
Frequency of rate changes — We may change the interest rate on your account at any time.
Determination of rate — At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency — Interest will be compounded every month. Interest will be credited to your account every month.
No minimum opening balance required to open in a branch. $1 minimum to open online.
Daily balance computation method — We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits — Interest begins to accrue on the first business day after the business day you deposit noncash items (for example, checks).
Interest accrual upon account closure — Interest accrues up to the business day that you close your account and is credited when the account is closed.
We reserve the right to change account benefits at any time without notice. Certain restrictions may apply. Please see the Complete Disclosure Guide for additional details.
1Subject to loan approval. Excludes mortgages. Automatic payments must be established and elected at time of application. Subject to change at any time.
2Not all devices may be supported. Customer eligibility required. Must be an active personal online banking user. Must be customer for a minimum of two business days. Accounts must be in good standing.
3Currency conversion fee may apply to transactions outside the U.S.
4This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A Inc.