INFORMATION TO NOTE:
Please visit your nearest Desert Community Bank branch to learn more about IRAs.
You must be under age 70½ and you, or your spouse, must have earned income to enroll in a Traditional IRA. Your contributions may be tax deductible. Withdrawals from Traditional IRAs before age 59 1/2 may be subject to taxes at your current rate, a 10% federal additional tax, and possible state tax. Please consult a tax or legal expert for advice before making contributions, withdrawals or other investment decisions. For Traditional IRA CDs, we may assess fees for withdrawals before the maturity date. For Traditional IRA Savings, a $50 initial deposit is required to open the account. Fees may reduce earnings. Accounts will be FDIC insured up to the maximum amount allowed by law.