Earn more with our CD specials.
5.50%APY1
7- or 13-month certificate of deposit

SKILLED BANKERS
with an average experience of 15 years

24/7 BANKING ACCOUNT ACCESS
Mobile,2 online, and telephone banking

8 BRANCHES IN CALIFORNIA
1 Annual Percentage Yield (APY). 5.50% APY is accurate as of November 3, 2023. 7 month and 13 month terms available. Fees could reduce earnings. Withdrawals may result in imposition of applicable early withdrawal penalties. $500 minimum opening deposit required. Maximum deposit is $10,000,000. Funds currently deposited in accounts at Desert Community Bank, a division of Flagstar Bank, N.A., are not eligible for the promotional interest rate. Additional deposits not allowed during CD term. Not available for public units. Certain restrictions may apply. Offer subject to change or cancellation at any time without notice. Cannot be combined with any other CD offer. Must present offer at account opening. Limited-time offer. Area restrictions may apply. Please contact your local branch for more information.
2 Not all devices supported. Mobile Deposit is available for eligible personal and business checking and savings account customers only. CD customers may view their balance and account activity only. Must be an active online banking user.